Reinstatement, properly documented.
Insurance reinstatement and reconstruction works across Cheshire and the wider North West. Fire, flood, impact and storm damage — fully managed, fully insured, and documented to a standard that satisfies loss adjusters and insurers.
A contractor your loss adjuster will accept.
Insurance work isn\'t the same as private domestic work. The schedule has to be itemised in a format the loss adjuster recognises. The documentation has to support the claim file. The programme has to fit the insurer\'s tolerance for alternative-accommodation costs.
We deliver insurance reinstatement projects from emergency make-safe through full reconstruction — strip-out, drying, structural rebuild, M&E and final decoration — all signed off and documented for the insurer.
A full insurance-reinstatement contractor.
From the first 24-hour make-safe to the final claim sign-off. Every phase delivered, documented and certified for the loss adjuster.
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Make-Safe & Emergency Cover
Boarding up, temporary roofing, structural propping and water-ingress prevention within 24–48 hours of instruction.
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Strip-Out & Documentation
Controlled strip-out with photographic and written records — to claim-file standard.
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Drying & Dehumidification
Dehumidifier installation, moisture monitoring and content drying for water-damaged properties.
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Structural Reinstatement
Re-roofing, re-flooring, structural rebuilds and joist replacement after fire, flood or impact damage.
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M&E Reinstatement
Full rewires, replumbs, central heating reinstallation and gas safety certification — NICEIC and Gas Safe.
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Plastering & Decoration
Replastering, repainting, flooring and finishing back to pre-loss condition or agreed insurer specification.
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Itemised Schedules
NRBS-format schedules of works, supplementary quotes and stage invoicing — built for insurer scrutiny.
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Workmanship Guarantee
Every reinstatement project handed over with our written workmanship guarantee, alongside the standard insurance defects period.
Design to Completion.
A single accountable team, start to finish. No handoffs, no subcontractor blame-games, no surprises.
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Consultation
We listen to your brief, your timing and your budget — by phone or in our office.
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Site Visit
A free on-site walk-through of the space so we can scope feasibility and constraints honestly.
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Quotation
A detailed, itemised quote with no hidden costs and no obligation to proceed.
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Design & Planning
Where required: full design, planning submissions and building regulations — handled in-house.
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Project Delivery
Our trusted long-standing team and specialist trades deliver to the agreed programme and standard.
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Completion
Final inspection, snagging and handover — backed by our written workmanship guarantee.
Insurance Works FAQs.
The questions policyholders, loss adjusters and brokers ask us most often.
Do you work directly with loss adjusters?
Yes — we provide itemised, NRBS-style schedules of works, photographic evidence and stage-by-stage documentation that loss adjusters and insurers expect. We can be appointed as policyholder's contractor or via a recommended-contractor instruction.
What types of damage do you handle?
Fire, smoke, flood, escape-of-water, storm, impact (vehicle, fallen tree) and subsidence-related works. We coordinate strip-out, drying, structural repairs, M&E reinstatement and full re-finishing.
Do you handle the strip-out and drying?
Yes — controlled strip-out, dehumidifier and drying-equipment hire, and content moving where required. We document the property condition before, during and after for the claim file.
How quickly can you start?
Emergency make-safe works typically within 24–48 hours of instruction. Full reinstatement programmes usually start within 1–3 weeks of approved schedule of works, depending on materials lead times.
Are you fully insured for this work?
Yes — £5m public liability, £10m employers' liability and £1m professional indemnity. Individual certificates available on request for loss adjusters or insurers.
CDB have knowledge and experience they use wisely to achieve great outcomes. They are competent, experienced, knowledgeable, friendly, trustworthy, communicative, considerate, and hardworking.
Need a contractor for an insurance claim?
Get in touch with the property address, claim reference and loss adjuster details. We'll arrange a site visit and produce a schedule of works for insurer review.